This light and bright two-story OPEN CONCEPT home in Venetian Bay was just finished in 2023 and is MOVE-IN READY! This Johnson-built home features 2, 338 living sq ft, 4-bedrooms, 3-full bathrooms, 1-half bath, and a 2-car garage. Along with all the versatile space you could ever need, this home has custom plantation shutters throughout, ten new fans, luxurious vinyl plank floors in the main living areas and downstairs primary suite, carpet in the upstairs bedrooms, high ceilings, and lots of windows to let the natural light pour in. This low-maintenance section of The Palms within Venetian Bay features low HOA dues of $95/Month for lawn care and $900/Year for the Master association. The family chef will appreciate the wood cabinetry, stainless steel appliances, including a 2023 Bosch refrigerator and Bosch dishwasher, stone counters, and a large island with breakfast bar seating. Your main floor offers a half-bath for guests and a full primary suite with a walk-in closet and private en-suite bathroom. Upstairs you will find three additional bedrooms and two full bathrooms. This home features two porches, including a front porch and an upstairs balcony, perfect for enjoying your morning coffee. Both your driveway and front porch are pavered for added curb appeal and it will quickly become your favorite spot to relax and unwind. The desirable New Smyrna Beach Venetian Bay community offers an active lifestyle featuring a golf and country club with separate membership, and a town center complete with restaurants, shops, a state-of-the-art fitness center, and spa. Easy access to I-95, the Daytona International Airport, and the beach. Call today to schedule your tour and fall in love with your new HOME SWEET HOME!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $427,200 | $427,200 | $427,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $470 | $470 | $470 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,878 | $2,839 | $3,603 |
Total Monthly Payment | $3,440 | $3,401 | $4,165 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.