One or more photo(s) has been virtually staged. Welcome to your LAKEFRONT RETREAT in sunny SPRING HILL, FLORIDA! This beautifully remodeled 3-BEDROOM, 2-BATHROOM home sits on an OVERSIZED third of an acre LOT with breathtaking LAKE VIEWS and endless charm. Recently updated with a BRAND-NEW ROOF (NOVEMBER 2024), HURRICANE-RATED DUAL-PANE WINDOWS AND DOORS (2021 & 2022), and a NEW AC SYSTEM (2020), this home is ready for modern living - with NO HOA, NO FLOOD ZONE, AND NO CDD FEES to worry about.
Drive up and instantly feel the curb appeal with its STONE ACCENTS and FRESH EXTERIOR PAINT that perfectly complement the inviting lakefront setting. Inside, enjoy the ambiance of FRESH INTERIOR PAINT and new LUXURY VINYL PLANK FLOORING throughout. The PRIMARY SUITE is a true retreat, boasting a MASSIVE 10. 6' x 6' WALK-IN CLOSET. You'll find yourself drawn to the SCREENED 12' x 25' LANAI - ideal for soaking in the tranquil lake views or watching local wildlife. With a FULLY FENCED BACKYARD and a STORAGE SHED, you'll have all the privacy and space you need to live and play.
Enjoy the open-concept KITCHEN AND FAMILY ROOM layout that's perfect for entertaining. The kitchen features SOLID WOOD CABINETS, ample counter space, a large BREAKFAST BAR, and BRAND-NEW APPLIANCES, including a WASHER, DRYER, AND REFRIGERATOR. The SIDE-ENTRY GARAGE offers extra convenience, while the HUGE INSIDE LAUNDRY ROOM with a UTILITY SINK and BUILT-IN CABINETS adds functionality and storage. Need more room? The formal dining area could easily convert to a home office or even a 4th bedroom. With 2, 143 SQ. FT. OF LIVING SPACE, this home offers room to grow and an unbeatable location close to everything Spring Hill has to offer. Imagine watching the graceful SANDHILL CRANES stroll through your backyard - nature at its finest, right from your own piece of paradise. Your lakefront dream awaits - are you ready to call it home?
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Our Executive Mortgage Banker:
Our Insurance Division:
$360,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $288,000 | $288,000 | $288,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $52 | $52 | $52 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,916 | $1,892 | $2,429 |
Total Monthly Payment | $2,043 | $2,019 | $2,556 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.