642 Riggs CIRCLE, Davenport, FL, 33897 | $320,000

Welcome to 642 Riggs Circle, a stunning 3 bedroom with potential to be a 4 bedroom home located in the heart of Davenport, FL! Nestled in the serene community of Lake Davenport Estates. Step inside to discover an inviting open floor plan with spacious living areas, high ceilings, and abundant natural light. The master suite provides a private retreat with a walk-in closet and an en-suite bathroom boasting dual sinks, a garden tub, and a separate shower. Outside, the screened-in pool and patio area are perfect for relaxing or hosting family gatherings. The home also includes a two-car garage and is conveniently located near schools, shopping, dining, and world-renowned attractions like Walt Disney World. Watch Disney fireworks from 2nd floor bedroom! The home backs up to NERP Park, Polk's newest and best park to watch Disney and other national soccer other events. Includes new fire hall and free access and boat launching to Davenport Lake. This neighborhood has a well-maintained community pool, tennis and basketball courts, almost a mile long park and a competent HOA! 40 year best quality fiberglass roof with metal covered neoprene valleys installed in 2018. Whether you're looking for a primary residence, a vacation home, or an investment property, 642 Riggs Circle is a must-see!

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 50 x 102
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 1996
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,959
  • Acreage: 0.12
  • Lot Size: 50 x 102
  • Est. Taxes: $4,042
  • HOA Fee: $495 Annually
  • View: Park/Greenbelt, Trees/Woods
  • Elem. School: Bethune Academy
  • Middle School: Davenport School of the Arts
  • High School: Davenport High School
  • Pool: Gunite, Heated, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range
  • MLS#: S5110962
  • Days on Market: 51 days
  • Website: https://www.raveis.com
    /prop/S5110962/642riggscircle_davenport_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/17/2024 8:32:09 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 407-647-1211

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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642 Riggs CIRCLE, Davenport, FL, 33897

$320,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $256,000 $256,000 $256,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment $337 $337 $337
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,746 $1,701 $2,195
Total Monthly Payment $2,158 $2,113 $2,607

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.