Discover Your Waterfront Oasis in Bay Crest! Protected by it’s elevation, this home remained dry during Hurricane Helene, even amid record storm surge. This light and bright 3 bedroom, 2 bath pool home has been thoughtfully updated and is situated on a wide saltwater canal with quick access by boat to the open waters of Old Tampa Bay. An open floor plan that flows from a large great room to two separate dining spaces off the kitchen and out to the pool and screened lanai, is ideal for entertaining. The primary bedroom is spacious enough for an additional sitting area and has a walk in closet and updated ensuite. A second bath has also been updated in cool, coastal finishes. Enjoy sunsets (and sunrises!) from the South facing large dock, and bring your water toys - there is a newer 7000 lb boat lift and floating dock for launching kayaks and paddle boards. Bay Crest is a waterfront community loved by boating enthusiasts, and is conveniently located only minutes from Tampa International Airport, Berkeley Prep, and Downtown Tampa.
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Our Executive Mortgage Banker:
Our Insurance Division:
$719,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $575,200 | $575,200 | $575,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $794 | $794 | $794 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,924 | $3,823 | $4,851 |
Total Monthly Payment | $4,810 | $4,709 | $5,737 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.