This an incredible opportunity to own this comfortable family home in a super convenient neighborhood with NO HOA, & NO Flood Zone. This SPRING HILL Beauty features 3 Bedrooms & 3 Full Baths with a split bedroom floor plan. Ideal for Entertaining & family living, this Light & Bright 1 story Home boasts a very efficient layout ideal for today’s super busy lifestyles. In the heart of the Home is the Chef’s Kitchen offering a Granite Breakfast Bar and Prep space, a Pantry, Light Cabinetry, and an eat-in area all open to a warm and cozy Family Room featuring a wood-burning fireplace which will be the perfect place to gather Family and Friends on football Sundays. On one side, the spacious Primary Bedroom Retreat is complete with 2 walk-in Closets plus a private Bath featuring double sinks, a soaking tub, and a shower with an upgraded glass enclosure. This Home also boasts a Dining & Living Room that is a great place to entertain while hosting Sunday and Holiday Dinners. Back over on the other side of the house, there are 2 Additional Bedrooms both with nice-sized closets, and a Full Bathroom with a Tub/Shower off the Family Room and Kitchen. Additionally, this home offers a guest bathroom with another tub/shower. You will not want to miss the Private Backyard Oasis featuring a Screened Patio and a HUGE, FENCED yard that will become your secluded Sanctuary offering plenty of room to add a pool to enjoy the TOTAL FLORIDA LIFESTYLE all overlooking LAKE CENTURY. Additional Features include newer exterior paint (2023), a water softener, low-maintenance luxury vinyl “wood-look” floors, high ceilings, an Inside Laundry Room with cabinetry, & 2 car garage with ample storage space all sitting on an Impressive . 39 ACRE Landscaped LOT situated in a NO-DEED RESTRICTION Community! Conveniently located in the Heart of Spring Hill close to Shopping, Restaurants, Weeki Wachee Springs, Pine Island Beach, golf courses, bike trails, and just a short drive to the SunCoast Parkway making this an ideal location. Don't miss your chance to own this Piece of PARADISE.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,920 | $299,920 | $299,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $118 | $118 | $118 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,995 | $1,993 | $2,572 |
Total Monthly Payment | $2,188 | $2,186 | $2,765 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.