1558 Cottonwood TERRACE, Dunedin, FL, 34698 | $425,000

This charming three-bedroom, two-bathroom home in Dunedin is brimming with potential and is ready for someone with a vision to make it their own. The home offers a solid layout, a number of recent updates, and a prime location, all without the restrictions of an HOA. Though the home could use a little TLC, it features a fresh interior paint job and hurricane-impact windows for peace of mind. Importantly, the home has been unaffected by recent storms—no water intrusion, flood damage, or wind damage. The hardwood floors throughout add warmth and character, providing a great foundation for the right buyer to personalize and create their dream home. The kitchen is functional and ready for your personal touch, featuring matching appliances, plenty of cabinetry, and ample counter space. It’s a perfect area for cooking, entertaining, or simply enjoying a cozy meal at home. The spacious living and dining areas flow seamlessly into the kitchen, making the layout ideal for both everyday living and larger gatherings. Step outside to the large, fully fenced backyard, which offers a private retreat with no rear neighbors. The screened-in lanai is the perfect spot for relaxing or dining outdoors, and the expansive patio area is ideal for grilling, gardening, or enjoying the Florida weather. A shed in the backyard offers additional storage for lawn equipment and tools, keeping everything organized and out of sight. This home also features a two-car garage with extra storage options, making it convenient for all your needs. Updates include a hurricane-rated garage door for added security and storm protection. The washer and dryer currently in the home do not convey. Located just behind the Blue Jays Training Stadium, this home is in an unbeatable location with no HOA fees or rules. You’ll be within easy reach of the zoned elementary school, and downtown Dunedin is just 8 minutes away, offering local restaurants, breweries, and the vibrant charm of this beloved waterfront community. Plus, you’re only a short drive to the Gulf beaches, perfect for enjoying the outdoors and coastal lifestyle. Whether you're looking for a DIY project, a home to grow into, or a property with room to personalize, this home offers endless possibilities in one of the most desirable areas of Dunedin. Don’t miss out on this fantastic opportunity—schedule your showing today!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1977
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,516
  • Acreage: 0.2
  • Est. Taxes: $1,162
  • Elem. School: Garrison-Jones Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Dunedin High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: TB8316862
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8316862/1558cottonwoodterrace_dunedin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/8/2024 4:12:22 PM)
Listing courtesy of EXP REALTY LLC   Phone: 866-308-7109

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1558 Cottonwood TERRACE, Dunedin, FL, 34698

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $97 $97 $97
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,262 $2,234 $2,867
Total Monthly Payment $2,434 $2,406 $3,039

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.