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Set in a cul-de-sac neighborhood, this home has a lot to offer! The expansive kitchen has ample counter & cabinet space, a breakfast nook, SS appliances, easy access to the formal dining room & overlooks the fully screened porch & fenced backyard. The oversized family room is perfect for hosting family & friends - built with a wood burning stove, a vaulted ceiling & beautiful exposed beams. The main level office with french doors could be a playroom or guest bedroom with the built in Murphy bed. The primary en suite on the 2nd floor runs front to back with a great walk-in closet & the 2nd and 3rd bedrooms are generous in size with roomy closets as well. The finished 3rd floor offers two great flex spaces - a workout room, craft room, second home office, or even a 4th bedroom. The enormous unfinished basement has 2 defined spaces, one to keep your tools & the mechanics of the home, and one to create a great man cave or kids hangout space (there's always the option to leave it as storage!). You'll enjoy all the perks of living in a home set on multiple cul-de-sacs - walking, biking, jogging, and sending the kids out to play in the neighborhood. Sellers have completed a pre-list home inspection, available to buyers upon request.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,920 | $599,920 | $599,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.949% | 6.802% | 6.034% |
Monthly Tax Payment | $924 | $924 | $924 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,694 | $3,841 | $4,982 |
Total Monthly Payment | $4,710 | $4,857 | $5,998 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.