Set in a beautiful neighborhood near the cul-de-sac at the end of the street, this is an ideal neighborhood to raise a family & this center entry colonial is everything you've been looking for! The large kitchen has plenty of counter & cabinet space as well as newer stainless steel appliances & a breakfast nook overlooking the fully screened in porch; a great place to sit any time of day or evening. It will be easy to host friends & family in the formal dining room adjacent to the kitchen & the spacious fire-placed family room with vaulted ceilings & wood beams will be a favorite hangout room for anyone who visits. The office with french doors on the main level doubles as a guest room with a built in Murphy Bed or a playroom to keep the toys in one location! Upstairs the Primary En-Suite runs front to back with a great walk in closet & private bathroom while the 2 secondary bedrooms are still roomy & spacious. The finished attic on the 3rd floor is a great flex space that could be a workout room, craft room, second home office, or a place for the kids to disappear to without worry. The full basement is set up perfectly to finish one side if desired & still have a great workshop to tinker in. You'll enjoy walking or biking the multiple cul-de-sac streets, sending the kids outside to play in the large fenced in backyard, which is great for the family dog too! You can feel the care & love the sellers have put into this home & be proud to make it your own moving forward.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,920 | $639,920 | $639,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $924 | $924 | $924 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,311 | $4,204 | $5,397 |
Total Monthly Payment | $5,327 | $5,220 | $6,413 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.