1398 Willow Ridge Way, #Lot 85, Spartanburg, SC, 29307 | $394,820

Located 5 minutes from Spartanburg High School off Zion Hill Road, Briarwood Reserve offers a 109 homesite community with a pool and playground along with treelined homesites availability. This Mitchell on homesite 85 offers a total of 4 bedrooms with an office/study on the main floor. The Mitchell plan offers a formal dining room with a nice open concept from the kitchen flowing into the great room. Homesite 85 has opening railing and oak tread stairs that really open the transition from the main floor to the second. Upstairs you will find a loft along with 3 more secondary bedrooms and the primary suite. You'll be able to enjoy the fireplace on cooler fall/winter nights along with the covered back porch on spring/summer days.

Features

  • Amenities: Common Areas, Playground, Pool, Sidewalks
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: 2nd Floor, Walk-in
  • Style: Traditional
  • Year Built: 2024
  • Garage: 2-car Attached
  • Heating: Natural Gas
  • Cooling: Central Air, Electric
  • Basement: None
  • Acreage: 0.15
  • Est. Taxes: $0
  • HOA Fee: $650 Annually
  • Lot Desc: 1/2 Acre or Less
  • Elem. School: Jesse W Boyd
  • Middle School: McCraken
  • High School: Spartanburg
  • Appliances: Dishwasher, Disposal, Free-Standing Gas Range, Microwave, Gas Water Heater, Tankless Water Heater
  • MLS#: 1541459
  • Days on Market: 49 days
  • Website: https://www.raveis.com
    /prop/1541459/1398willowridgeway_spartanburg_sc?source=qrflyer
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Listing courtesy of Pulte Realty Of Georgia Inc   Phone: 404-777-0267

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1398 Willow Ridge Way, #Lot 85, Spartanburg, SC, 29307

$394,820

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $315,856 $315,856 $315,856
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,182 $2,128 $2,687
Total Monthly Payment $2,257 $2,203 $2,762

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.