Welcome to 12 James St South, a waterfront oasis in East Rockaway- a hidden gem in Nassau County! This custom-designed, move-in-ready home offers a perfect blend of luxury and comfort. With 2 bedrooms, 1 1/2 beautifully appointed bathrooms, and impeccable finishes throughout, this home is an absolute must-see. Stunning kitchen with white cabinets, top-of-the-line stainless steel appliances, and quartz table top. The inside is enhanced by elegant crown molding, recessed lighting, and LED accent lights. A custom-built dining room island with built-in storage and a wine cooler adds sophistication, while the cozy fireplace creates a welcoming ambiance. The home also boasts energy-efficient cooling and heating split units, ensuring year-round comfort. The thoughtfully designed layout includes two bedrooms, each with easy access to the half bathroom and laundry area. Storage space is available in the attic and the raised basement. With polarized sliding doors, you'll enjoy privacy and efficiency. Outside, step onto the charming deck in the lovely outdoor area. The low-maintenance backyard features a composite deck and rock landscaping, perfect for relaxing. The property has its own boat dock and jet ski landing, benefits of waterfront living in the East Rockaway Channel. The house also includes solar panels. Conveniently located just a short stroll from popular local restaurants like The Lazy Lobster and Haviland, plus many other dining options. The LIRR is not too far away. Plus, Bay Park and Bay Park Golf Course are just minutes away, offering outdoor recreation at your doorstep. Trader Joe's, Costco, Stop and Stop, Aldi, Kohl's, Crumbl, and much more are all just a 10-minute drive in nearby Oceanside. This home combines the best of coastal living, modern comforts, and unbeatable convenience. Don't miss the chance to make this dream property yours.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $728 | $728 | $728 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,720 | $3,674 | $4,716 |
Total Monthly Payment | $4,540 | $4,494 | $5,536 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.