Under contract-accepting backup offers. According to analysts, home prices will increase in 2025 and interest rates will drop so maybe you ought to schedule a showing today of this promising property before you tell yourselves, "Shoulda', coulda', woulda'. . . "
About the property:
This gem is nestled in the heart of Clearwater, within the sought-after and gated community of Imperial Cove in NON-FLOOD ZONE X, ensuring your peace of mind.
Imperial Cove is a gated vibrant age-restricted community tailored for those at least 55 years young featuring community pool, shuffleboard, mini golf, onsite laundry facilities, water views, assigned parking (#22), and much more!
No need to worry about roof or exterior maintenance as the association fees cover all of that for you including your water, sewer, and cable bills!
This cozy second-floor condo features:
•A master bedroom with en suite bathroom.
•A guest bedroom and a full guest bathroom.
•A covered and enclosed balcony overlooking a tranquil courtyard – a perfect retreat for relaxation.
•Durable vinyl planks spanning throughout the condo.
•The kitchen includes all appliances: refrigerator, garbage disposal, stove, and dishwasher.
Don't miss out on this fabulous condo and schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$149,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $119,200 | $119,200 | $119,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $176 | $176 | $176 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $823 | $803 | $1,014 |
Total Monthly Payment | $1,074 | $1,054 | $1,265 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.