Incredible value facing the ocean! This charming home offers direct beach access, inviting you to stroll right onto the sand. The second floor boasts a spacious living room with a linear gas fireplace and stunning views of the ocean, seamlessly extending onto a balcony through sliding glass doors for an effortless indoor-outdoor feel, plus indoor and outdoor surround sound speakers throughout the house. Retreat to the first floor primary suite, complete with a luxurious jacuzzi tub overlooking the waves. Three additional bedrooms on the first floor provide ample space for company, while a brand new renovated white quartz kitchen and dining area with a bay-side balcony offer tranquil bay views. For a perfect blend of convenience and serenity, the private walkway leads directly to the ocean, complete with built-in seating and an outdoor shower. A third-story loft crowns the home, offering breathtaking views of the ocean and coastline. The ground level offers a two-car garage and extra storage, perfect for beach gear, bikes, etc.
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Our Executive Mortgage Banker:
Our Insurance Division:
$3,999,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $3,199,200 | $3,199,200 | $3,199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.902% | 6.486% | 6.056% |
Monthly Tax Payment | $1,486 | $1,486 | $1,486 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $18,165 | $19,959 | $26,781 |
Total Monthly Payment | $19,776 | $21,570 | $28,392 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.