106 88th AVENUE, Treasure Island, FL, 33706 | $475,000

This is your chance to purchase a slice of paradise, just yards away from the beautiful Gulf of Mexico! Imagine being at home, yet feeling like you are on an extended vacation! At the end of the street is a cute, little beach bar called Ka ‘Tiki where one can go to listen to live music, or get a bite to eat and hang out with “the locals. ” Unlike many other cottages on Sunset Beach, this home was constructed and fortified with a concrete slab, concrete block exterior walls, hurricane impact windows and a newer (2016) tile roof. There is an outdoor shower in the back for rinsing off sand after a day at the beach. It even has a coveted one-car garage! There are beautiful vintage terrazzo floors throughout the house and an extra-wide paver driveway to allow for multi-car parking. This home has stood proudly since 1963, but recently flooded (for what is believed by the owner to be the first time) during Hurricane Helene and is not habitable in its current condition. The affected drywall and fixtures have been professionally removed, and the house has been cleaned and sanitized by SERVPRO. This home is available to purchase as-is, in its current condition, to a cash buyer only. The City of Treasure Island has remodeling restrictions and guidelines. Buyers are advised to contact the City of Treasure Island to discuss the FEMA 50% rule and any remodeling or construction plans prior to purchase.

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 1 full
  • Lot Size: 60 x 50
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Style: Florida
  • Year Built: 1963
  • Garage: 1-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 766
  • Acreage: 0.07
  • Lot Size: 60 x 50
  • Est. Taxes: $2,504
  • Lot Desc: Flood Insurance Required, FloodZone
  • Elem. School: Azalea Elementary-PN
  • Middle School: Azalea Middle-PN
  • High School: Boca Ciega High-PN
  • Pet Policy: Yes
  • Appliances: Exhaust Fan
  • MLS#: TB8318692
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8318692/10688thavenue_treasureisland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/8/2024 11:08:53 AM)
Listing courtesy of SIGNATURE REALTY ASSOCIATES   Phone: 813-689-3115

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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106 88th AVENUE, Treasure Island, FL, 33706

$475,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $380,000 $380,000 $380,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $209 $209 $209
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,528 $2,496 $3,205
Total Monthly Payment $2,812 $2,780 $3,489

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.