If you are looking for serenity, this beautiful 2- bedroom/2-bathroom unit at Otter Key is for you. Your 4th floor condo includes nearly 1300 square feet of recently updated space with a brand new 2024 roof and hurricane shutters for your peace of mind to go with that serenity. Excellent use of space will be one of the first things you notice here. Lovely built-in shelving and ample closets compliment the versatile and open floorplan with a bonus nook off the kitchen to use for anything that you desire! The kitchen is stylish and modern with a farm sink, newer cabinets and a gas stove for your gourmet meals. The bathrooms are shiny and updated with gorgeous, tiled showers and a tub in the second bathroom. Luxurious Brazilian Koa wood floors and stunning slate entry will make every day feel like a special one. Enjoy breezes and the beauty of the bayou from the roomy balcony with sliders to the main living area as well as the bedroom. Living here will truly be living in a park as you can stroll on the boardwalks while viewing the magnificent flora and fauna that makes Florida so special. Tennis courts, exercise room, clubhouse and pool are also included in your reasonable HOA. Furnishings negotiable. Come see this gem today!
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$269,950
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,960 | $215,960 | $215,960 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $179 | $179 | $179 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,437 | $1,435 | $1,852 |
Total Monthly Payment | $1,691 | $1,689 | $2,106 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.