4625 NE 28th TERRACE, Ocala, FL, 34479 | $275,000

One or more photo(s) has been virtually staged. **Charming 3-Bedroom, 2-Bath Home with Privacy & Potential – Move-In Ready!**Welcome to this delightful 3-bedroom, 2-bathroom home, nestled on a quiet dead-end street offering the perfect balance of comfort and privacy. With no carpet to worry about, you’ll love the easy upkeep and airy, open feel throughout. The home boasts soaring cathedral ceilings, a cozy wood-burning fireplace, and a thoughtful split-bedroom floor plan that ensures privacy for everyone. **Key Features: **Spacious Living: Enjoy a welcoming living room with cathedral ceilings and a wood-burning fireplace that adds warmth and charm. Kitchen & Dining: The kitchen offers ample counter space, perfect for meal prep, and features an eat-in area or convenient counter seating—ideal for casual meals and entertaining. Private Retreat: The split-plan layout ensures peace and privacy with the master suite separated from the two secondary bedrooms. Outdoor Oasis: Step outside into your private backyard, surrounded by a privacy fence and overlooking a peaceful farm behind the property. Perfect for relaxation or gardening, you'll appreciate the established raised bed garden, ready for you to cultivate your green thumb. Enjoy tranquil moments as you watch the hummingbirds flit around the large shrub that’s positioned perfectly within view of the bedroom window. Bonus Space: Don’t miss the finished attic space, fully drywalled with lighting and air conditioning—whether you use it for extra storage or turn it into your personal hideaway or hobby room, it’s an added bonus that many homes simply don’t offer. Low Maintenance & Move-In Ready**: This home features mature landscaping and all the major updates done for you—Roof (2023), HVAC (2020), and Water Heater (2021). **Affordable & Ready for You** Priced to sell quickly, this home offers a wonderful combination of comfort, convenience, and potential—perfect for anyone looking for a peaceful retreat with room to grow. Don’t wait, schedule your showing today!

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 85 x 135
  • Laundry: In Garage
  • Year Built: 1988
  • Garage: 2-car
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,484
  • Acreage: 0.26
  • Lot Size: 85 x 135
  • Est. Taxes: $2,690
  • Lot Desc: Street Dead-End
  • Elem. School: Ocala Springs Elem. School
  • Middle School: Howard Middle School
  • High School: Vanguard High School
  • Appliances: Dishwasher, Electric Water Heater, Range, Range Hood, Refrigerator
  • MLS#: OM688980
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /prop/OM688980/4625ne28thterrace_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/25/2024 8:32:49 PM)
Listing courtesy of HOMERUN REALTY   Phone: 352-624-0935

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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4625 NE 28th TERRACE, Ocala, FL, 34479

$275,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $220,000 $220,000 $220,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.055% 6.256%
Monthly Tax Payment $224 $224 $224
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,464 $1,445 $1,855
Total Monthly Payment $1,763 $1,744 $2,154

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.