Welcome to this Lovingly Cared For Ranch with low taxes at $9610. 35 Home Has Been Expanded And Is Larger Than It Appears With 3 Nicely Sized Bedrooms and a Full Bath Yet Has So Much More Room For Expansion on this 100 X 100 Fully Fenced Corner Lot. Updated Kitchen with Silestone Counters, Stainless Steel Appliances and Propane Gas Cooking. Walk In Pantry and Additional Storage plus Large Closets in Each Bedroom. Gleaming Hardwood Flooring. Interior Access to Cellar that Contains Laundry, Heating System & Storage Space. Andersen Slider Leads to Patio with A Built In Brick Barbecue for Outside Entertaining. Natural Gas in Street. Choose Your Sport or Design Your Own Oasis in The Spacious Yard. All Certificates of Occupancy in Place and New Survey Provided. Pack Your Bags and Make This Home Your Own! Come See What East Islip Has to Offer with Many Parks, Beaches/Marinas, Main Street Shopping and Restaurants!
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $801 | $801 | $801 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,711 |
Total Monthly Payment | $3,820 | $3,817 | $4,604 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.