This beautifully kept Cape Cod-style home in Manchester offers wonderful curb appeal and a welcoming atmosphere. Inside, you'll find an abundance of natural light filling the space, highlighting the hardwood flooring in the living room, complete with a cozy, cost-effective wood-burning fireplace. The dining room and kitchen flow seamlessly together, making it easy to entertain and enjoy gatherings. The kitchen features butcher block countertops and stainless steel appliances for a warm, modern touch. The home provides one-level living convenience with one of the 3 bedrooms and a full bath located on the main floor, while offering 3 bedrooms and 2 full baths in total. The unfinished basement allows for extra storage and holds potential for added living space. Outdoors, a large deck overlooks the fenced-in, level yard, perfect for relaxation and play, especially for your furry friends. Nestled in a quiet and peaceful neighborhood, you're close to a nearby park with walking trails around a picturesque pond. Additional updates include a new oil tank (2023), and the 1-car detached garage adds both convenience and storage. This home provides the perfect balance of tranquility and accessibility, with shops, restaurants, and amenities close by.
Type | Description | Level |
---|---|---|
Bedroom 1 | Upper | |
Bedroom 2 | Upper | |
Dining Room | Hardwood Floor | Main |
Full Bath | Tub w/Shower,Tile Floor | Main |
Full Bath | Tile Floor | Upper |
Kitchen | Tile Floor | Main |
Living Room | Fireplace,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,920 | $223,920 | $223,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $435 | $435 | $435 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,490 | $1,471 | $1,888 |
Total Monthly Payment | $1,999 | $1,980 | $2,397 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.