This adorable 2-bedroom, 1-bathroom bungalow in the heart of Old Seminole Heights offers a perfect blend of classic charm and modern convenience. With a welcoming front porch and timeless features throughout, this home is ideal for those seeking a cozy, low-maintenance space in one of Tampa's most desirable neighborhoods. Notably, the house did not sustain any damage during either of the recent storms, providing added peace of mind for its next owners. The home boasts beautiful real wood flooring throughout, adding warmth and character to every room. The spacious living room features a charming wood-burning fireplace, creating a cozy atmosphere for relaxing evenings. Ceiling fans provide additional comfort in every room, enhancing the home's inviting ambiance. The kitchen is equipped with a gas stove and plenty of cabinetry, offering a practical space for cooking and meal prep. The shared bathroom features a stand-up shower and is conveniently located near both bedrooms. One of the standout features of this home is the large fenced backyard, offering tons of space for outdoor activities, gardening, or simply enjoying the Florida weather. A patio area is perfect for grilling and dining al fresco, while a shed provides extra storage for lawn equipment and tools. Additional features include carport parking, a 5-year-old roof, and brand-new ductwork installed in 2023, ensuring comfort and efficiency. This home is situated in a prime location, just blocks from multiple local breweries, restaurants, and cafes, making it easy to enjoy the vibrant neighborhood culture. For those who commute or love exploring, I-275 is just minutes away, offering convenient access to the greater Tampa area. The home is also a quick drive to Ybor City, Sparkman Wharf, Hyde Park, and Raymond James Stadium, putting you close to all the excitement Tampa has to offer. Whether you're a first-time homebuyer or looking for a charming place to call your own in a thriving neighborhood, this bungalow is an absolute must-see. Schedule your showing today and discover the comfort and character of this Old Seminole Heights gem!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $55 | $55 | $55 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,910 | $1,861 | $2,361 |
Total Monthly Payment | $2,040 | $1,991 | $2,491 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.