This villa in Bardmoor offers the perfect blend of comfort, style, and ease. It sustained NO damage from either Hurricane Helene or Milton. The fully covered and enclosed outdoor patio creates a private retreat with a tiled floor, ideal for relaxing or entertaining. A large sliding glass door seamlessly connects the great room to the courtyard, allowing natural light to flood the. This is only one of four villas in the community featuring this large 28'x16' patio. This home has been meticulously maintained and thoughtfully updated over the years. Updated kitchen cabinets and counters along with the the refrigerator and dishwasher that were replaced in 2021. The HVAC system was replaced in 2022 and comes with a transferrable 10-year warranty, offering reliable climate control for years to come. A brand-new roof and gutters were installed in March 2024, providing enhanced durability and peace of mind. The windows are newer double pane vinyl windows allowing for better energy efficiency and protection. All water supply lines have been updated with 1/4 turn valves. A whole-house Culligan Water Conditioning System with filter, leased for just $59/month, ensures high-quality water throughout the home. Newer ceiling fans in both the bedrooms and kitchen. The owner recently installed a custom garage tiled floor. Newer front door with paver sidewalk and driveway. With these recent updates, this home combines both style and functionality for worry-free living. This home was built with a golf cart carport and sits just blocks from both Bardmoor golf course and Bayou Club Country Club. The community is well run and financially stable as it has had fully funded reserves for several years. No Structural Integrity Inspections would be required since it's a one story. Convenient to shopping, restaurants, golf courses and the beaches.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $121 | $121 | $121 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,994 | $1,967 | $2,496 |
Total Monthly Payment | $2,190 | $2,163 | $2,692 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.