UPDATED in 2024 and Move-In-Ready! Listed 11/7/2024. Welcome to 16132 Lytham Drive, an impeccably updated single-story home in the desirable St. Andrews Village of The Eagles. Located high and dry at 30 ft. above sea level with NO FLOOD INSURANCE required and zero impact from hurricances Milton and Helene! This 3-bedroom + HUGE Office/Flex Room, 2-bathroom residence with a 2-car garage offers just under 2, 400 sq. ft. of heated living space, perfect for those who are looking for a lower maintenance home. Located for top rated schools—Mary Bryant, Farnell, and Sickles—this home has been meticulously maintained and thoughtfully upgraded. From the moment you arrive, the freshly updated landscaping and new exterior paint (Sherwin Williams, 6/2024) create striking curb appeal. The architectural shingle roof (installed in 10/2020) adds peace of mind. Step inside to find new wide plank, light oak luxury vinyl flooring complemented by 5-inch baseboards (6/2024), giving the home a fresh, modern look. The primary bedroom is a true retreat (updated in 2024), featuring an ensuite bathroom with a new double vanity with quartz countertops, new fixtures, lighting, mirrors, a soaking tub, and a walk-in shower. The custom walk-in closet offers plenty of storage. The living and dining room combo is perfect for entertaining, boasting new chandeliers and elegant drapes. On the opposite side of the home are two generously sized bedrooms, both with fresh paint and new flooring, and a fully updated second bathroom complete with new quartz countertops, mirror, fixtures, and lighting. The remodeled kitchen is a chef's dream, featuring new 42-inch cabinets, a large pantry, quartz countertops, a marble tile backsplash, a newer dishwasher, new microwave, wine cooler, coffee bar, and stainless-steel appliances. The kitchen flows effortlessly into the family room, making it ideal for gatherings. The expansive bonus room at the rear of the home offers endless possibilities—whether you need an extra bedroom, home office, game room, or gym. The screened-in lanai is the perfect spot to enjoy your morning coffee while taking in views of the serene local wildlife. Key updates include new luxury vinyl flooring and baseboards (5/2024), new 42-inch kitchen cabinets (5/2024), quartz countertops (5/2024), marble tile backsplash (6/2024), new interior and exterior paint (6/2024), new dishwasher (2023), new microwave (4/2024), new lighting fixtures (6/2024), updated primary bathroom with quartz vanity, lighting, mirrors (4/2024), updated second bathroom with quartz countertops, lighting, mirror (4/2024), new drapes in main living areas (5/2024), all doors freshly painted with new doorknobs and hinges (6/2024), new kitchen disposal (7/2024), updated landscaping (7/2024), a 5-ton AC unit (installed in 2/2016), and roof (installed in 10/2020). The Eagles gated community offers 24/7 security, two public golf courses, a remodeled clubhouse with a restaurant, basketball and tennis courts, and plenty of outdoor amenities. Centrally located near world-renowned beaches, shopping, and easy access to the 589 Veterans Expressway and Tampa International Airport, this home offers the perfect blend of convenience and luxury. Best of all, no flood insurance is required! Explore this stunning home through our virtual tours and call today to schedule your private showing!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $351 | $351 | $351 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,454 | $3,451 | $4,379 |
Total Monthly Payment | $3,897 | $3,894 | $4,822 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.