Resort Style Living in this 55+ Better than new home in the World Golf Village area of Historical St Augustine. Just Built in 2022 & includes all new barely used appliances! The home features thousands in upgrades including: Under cabinet lighting, Upgraded lighting throughout with top level ceiling fan(s) w/ remotes, Added outlet(s) in master bedroom walk-in closet & laundry room. Washer, dryer, refrigerator with ice maker & filtered water, Ring camera doorbell & security camera in front & lanai solar charged, TV mount(s) in living room, flex room & 2nd bedroom. Cellular shades plus curtains in Master, 2nd bedroom & Flex(non conforming 3rd bedroom). Smart lock added to front door. Paver driveway+ front & back patio, All pavers have been sealed & home has been pressure washed outside. This home is immaculate inside and out with Gorgeous Palm Trees in the front & Private preserve in the back. This home's back patio does NOT face either neighbors patio for added privacy. (click More) Reverie at Trailmark is just a short drive to Historical Downtown St. Augustine and St Augustine Beaches. So you can enjoy it all and not be in a Flood zone (this home is in X = the least likely to flood & does not require flood insurance by mortgage companies. *consult mtg co. & insurance co. for details. This home has only been lived in for a few weeks since purchased. Save time & Money instead of buying new & enjoy this hard to find private lot. Reverie is a Resort Style 55+ community that offers one of the fewest heated pools in the area, hot tub, tennis, Pickleball courts, gym, bocce ball, large dog & small dog parks, and a brand new amenities center with fabulous activities scheduled by the activities director for all. You not only have access to the Reverie amenities but when the grandkids come to visit included is access to the Trailmark amenities with Kid friendly pool, playground, walking trails, bike trails, kayaking, dog park for large dogs & small dog & so much more. **Non conforming 3rd bedroom has solid privacy doors and can be used as an office, formal dining room, TV room or bedroom by adding a closet or wardrobe cabinet. Construction upgrades: 12 ft ceilings, wood-look porcelain flooring, upgraded carpet & padding in carpet areas, Upgraded tile in Master bath, upgraded countertops, taller kitchen cabinets with molding & trim. Water softner loop in garage & pre-wire for TV's in all rooms. Partially Fenced. $$$ Special financing option available using recommended mortgage company. 1% 1 year buydown at NO cost to the buyer & a one-time refi voucher waiving lender fees if buyer wantes to refi. Refer to lender for all details & conditions.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,992 | $351,992 | $351,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $689 | $689 | $689 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,431 | $2,371 | $2,994 |
Total Monthly Payment | $3,195 | $3,135 | $3,758 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.