Welcome home to 3207 W. Villa Rosa Street. You will be instantly charmed by this Key West style one story home on a tree lined street in Bayshore Beautiful. The front porch, complete with a porch swing and fan, invites you to stay awhile. Once inside, a foyer greets you as a place to drop your things as you enter the home. A spacious living room flows into the kitchen and eating space. Ample cabinets allow for all your kitchen gadgets to be neatly organized while open concept cabinets allow for your best dishes and trinkets to be displayed. You will find three bedrooms, a primary and two auxiliary, near the back of the house. The primary suite allows complete relaxation, fitting a king bed and the ensuite bathroom with double sinks overlooking the lovely backyard. The two additional bedrooms are serviced by an oversized bathroom which was added in 2016. There is even a small office space tucked in the back hall. Keep exploring and you will find yourself in the minimal maintenance, private backyard. With turf and gravel, the living is easy! All of your holiday decorations, boating supplies and more can fit in the insulated storage shed complete with a mezzanine level, power and a metal roof. Extensively renovated in 2016, this 1960 block home is ready to welcome its next owner. Hurricane impact windows & garage door, PVC plumbing to the street, new electrical panel, standing seam metal roof with hurricane straps & gutters… the list goes on and on and should result in a value insurance premium. See attachments for a complete list of renovation & upgrades. Located in Flood Zone X and high & dry through hurricanes Helene & Milton, this home is an absolute must see and must buy!
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Our Executive Mortgage Banker:
Our Insurance Division:
$695,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $353 | $353 | $353 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,793 | $3,695 | $4,689 |
Total Monthly Payment | $4,238 | $4,140 | $5,134 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.