**THIS PROPERTY QUALIFIES FOR A 1. 5% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS. ** Welcome to your new home in the highly desirable Summerfield community! This inviting property features a spacious, fully fenced backyard, complete with a recently added saltwater pool—perfect for both relaxation and entertaining. The outdoor area offers an expansive paver patio, a sun deck for lounging, and a child safety fence for added peace of mind. This home has seen thoughtful updates, including new carpet on the stairs, refreshed crown molding, and a newly painted exterior, all giving it a bright, refreshed feel. Additional highlights include a 2021 roof, an in-wall pest control system, and a UV light in the HVAC system for improved air quality throughout. Inside, just under 2, 500 sq. ft. of living space includes 4 spacious bedrooms and 2. 5 bathrooms. The formal living and dining rooms set the stage for memorable gatherings, while the open-concept kitchen and family room are designed for comfortable, everyday living. A large kitchen window provides a view of the backyard, seamlessly connecting indoor and outdoor spaces. Upstairs, retreat to the primary suite, featuring a custom walk-in closet (2022) and an ensuite with dual sinks, a soaking tub, and a spacious shower. Three additional bedrooms share a well-appointed hall bath, while a convenient half bath is located on the main level. With its modern updates, spacious layout, and fantastic outdoor amenities, this home offers the ideal setting for your next chapter. Summerfield is a master planned community that offers a wide range of amenities—all with a low quarterly HOA. Residents enjoy access to a Community Center featuring two pools, an indoor basketball gym, fitness rooms, a dog park, and more. With convenient access to I-75 just two miles away, you’re only a short drive from Downtown Tampa, MacDill Air Force Base, and Tampa International Airport, placing the best of the area within easy reach.
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Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $451 | $451 | $451 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,635 | $2,601 | $3,340 |
Total Monthly Payment | $3,161 | $3,127 | $3,866 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.