Welcome to your dream home! This beautifully remodeled 1, 742 SF beachfront property offers stunning, unobstructed water views and has been meticulously updated to meet FEMA code standards as of 2012. With 3 spacious bedrooms and 2 full baths, this home provides comfortable living for the entire family. The main level features an open floor plan, ideal for entertaining, complete with a chef's kitchen that boasts a peninsula, granite countertops, and stainless steel appliances. This level also includes a full bathroom and a laundry room for added convenience. Three sliding doors lead out to a Trex deck that spans the entire width of the home, providing the perfect setting for al fresco dining and breathtaking sunset views. Elegant hardwood flooring throughout adds warmth and charm to the space. Step outside to enjoy the expansive outdoor area, perfect for relaxation and entertaining. Under the deck, you'll find a garage door that provides access to the basement storage area, an excellent space for storing all your water toys, paddleboards, kayaks, jet skis, and more. The upper level features three generously sized bedrooms, two of which face the water and have sliders leading to another deck that runs the full width of the home. A full bath with a walk-in shower and frameless glass doors completes this level. The beachfront location offers direct access to the sand and surf, making it a paradise for beach lovers. n addition, the property features a detached 2-car garage and a driveway that can accommodate 8 or more vehicles. The home is equipped with central A/C, natural gas heating, an alarm system, and an irrigation system for year-round comfort. Don't miss the opportunity to own this stunning home, where every detail has been carefully designed for modern living. The lot located between the home and the water is a non-buildable lot, ensuring that no construction can take place there. This home has been in the same family for over 25 years. The lot is divided into a 10-share ownership, held by 7 different individuals, with my client owning 1 share that will transfer with the sale of the house. Each shareholder contributes $20 annually for taxes. The homeowner currently pays $800 per year for flood insurance.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Remodeled,Balcony/Deck,Sliders,Hardwood Floor | 10.5 x 12.0 | Upper |
Bedroom 2 | Remodeled,Hardwood Floor | 10.0 x 11.0 | Upper |
Dining Room | Remodeled,Ceiling Fan,Combination Liv/Din Rm,Sliders,Hardwood Floor | 25.0 x 21.0 | Main |
Living Room | Remodeled,Balcony/Deck,Combination Liv/Din Rm,Dining Area,Sliders,Hardwood Floor | 25.0 x 21.0 | Main |
Primary Bedroom | Remodeled,Balcony/Deck,Sliders,Hardwood Floor | 12.0 x 21.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $935 | $935 | $935 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,027 | $4,370 | $5,924 |
Total Monthly Payment | $5,054 | $5,397 | $6,951 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.