2735 LYDIA Street, Jacksonville, FL, 32205 | $700,000

Welcome to modern comfort wrapped in historic charm! Nestled in one of the city's most iconic neighborhoods, this stunning 2013-built home offers all the allure of historic architecture with none of the updates or renovations typical in the area. Step inside to an airy open layout, where beautiful wood floors flow seamlessly from the cozy living area with a gorgeous fireplace into a sunlit kitchen, complete with a large island perfect for casual dining. Plantation shutters throughout add elegance and privacy, and the kitchen boasts a gas stove, ample cabinetry, and room for a full dining table.
The main level also features a versatile space, ideal for a home office, along with a convenient half bath and a practical mudroom. Upstairs, you'll find three spacious bedrooms, including a serene primary suite with its own ensuite bath, as well as an additional full bath. A loft area on the upper landing offers flexibility, ideal for a play space or second area to lounge.
Step outside to enjoy a deck perfect for outdoor entertaining, a fully fenced backyard for privacy, and a generous two-car garage. All of this is just a short walk from some wonderful local restaurants. Don't miss the chance to live in the heart of history with all the benefits of modern livingschedule your viewing today!

Features

  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Craftsman
  • Year Built: 2013
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,400
  • Acreage: 0.16
  • Est. Taxes: $8,842
  • Appliances: Dishwasher, Disposal, Electric Oven, Gas Range, Microwave, Refrigerator
  • MLS#: 2054249
  • Days on Market: 49 days
  • Website: https://www.raveis.com
    /prop/2054249/2735lydiastreet_jacksonville_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of Berkshire Hathaway Homeservices Florida Network Realty

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2735 LYDIA Street, Jacksonville, FL, 32205

$700,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $560,000 $560,000 $560,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $737 $737 $737
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,868 $3,773 $4,764
Total Monthly Payment $4,697 $4,602 $5,593

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.