Endless Possibilities in this Expandable Brick Ranch with Garage Space! Discover the potential in this solid, one-level brick ranch home designed for effortless living featuring three spacious bedrooms, a welcoming living room, an eat-in kitchen, hardwood floors and a convenient two-car attached garage. You'll enjoy the benefits of municipal water and sewer, along with a stand-by generator for added peace of mind. The full basement is an exciting opportunity to expand double your living space or consider it for rental income (with required approvals). For hobbyists, professionals, or small business owners, the property includes a large detached garage, perfect for car enthusiasts, woodworkers, landscapers, artists, or more. Heated and equipped with electric and water, this versatile space and other storage buildings provide endless possibilities. The home and buildings sit on just under an acre of land. Conveniently located near the Village of Saugerties, Woodstock, Kingston, and the Kingston Rhinecliff Bridge, this property is a unique opportunity waiting for your imagination. Don't miss out!
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Our Executive Mortgage Banker:
Our Insurance Division:
$689,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $551,920 | $551,920 | $551,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $679 | $679 | $679 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,718 | $3,626 | $4,654 |
Total Monthly Payment | $4,489 | $4,397 | $5,425 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.