Welcome to this charming south-facing well maintained three bedroom one bath ranch in the heart of New Hyde Park. Taxes under 10k and zoned for New Hyde Park-Garden City Park schools. On the first floor, this lovely home features a living room filled with natural light through its beautiful bay windows, a cozy dining area perfect for entertaining, flowing right into an eat-in-kitchen with updated stainless steel appliances (dishwasher 2022 & stove 2023), access to yard, a full bathroom and three spacious bedrooms with hard wood floors. The full basement has ample storage, laundry and utilities. The heating and cooling systems have a service contract and have been meticulously maintained. The central air system was updated in 2023, natural gas heat and cooking. Roof is approximately 16 years young. The fenced spacious yard is an inviting private retreat, featuring a gazebo with fan ideal for relaxing and ample room for outdoor gatherings. Equipped with an alarm system and inground sprinklers, detached garage with plenty of storage. Conveniently located near shopping, highways, parks, dining, transportation (LIRR/bus), community pools, and much more. This home offers the perfect blend of suburban living with easy access to nearly everything you would need. Don't miss this opportunity to own a beautiful home in a prime location!, Additional information: Appearance: Excellent
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$839,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $671,200 | $671,200 | $671,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.820% | 6.723% | 6.284% |
Monthly Tax Payment | $826 | $826 | $826 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,970 | $4,298 | $5,709 |
Total Monthly Payment | $4,888 | $5,216 | $6,627 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.