Welcome to your EXTRAORDINARY 3/2/2 Garage home located in the HIGHLY DESIRABLE COMMUNITY of BELLEAIR BLUFFS. This Wonderful, recently REMODELED property is situated approximately 46 FEET ABOVE SEA LEVEL in NO-FLOOD and NON EVACUATION ZONE. There is NO HOA! It's a SOLID, BLOCK CONSTRUCTION HOME that DID NOT SUSTAIN any damage from the recent hurricanes! It features NEW KITCHEN, NEW BOTH BATHROOMS, NEW WINDOWS, NEW HVAC SYSTEM, and NEW LUXURY VINYL plank flooring in every bedroom. This spacious, split floor plan home has APPEALING OPEN CONCEPT LAYOUT with the LIVING & DINING AREA at the heart of the house. OVERSIZED 2 CAR GARAGE, LARGE CIRCULAR DRIVEWAY, LAUNDRY ROOM, LANAI, PRIVATE PATIO, outdoor storage and BACKYARD with plenty of room for a pool. Built in 1981, this is a relatively newer home in comparison to other homes in the area. SHINGLE ROOF was REPLACED in 2017, NEW/NEWER APPLIANCES (2018-2024). It has a DEEP WATER WELL FOR YARD IRRIGATION. Belleair Bluffs is an amazing subdivision, offering multiple COMMUNITY EVENTS. The house is situated within 1/2 mile from RESTAURANTS, COFFEE SHOPS, STORES, PARKS and award winning golf courses, which you may be able to get to by driving a golf cart. Located only 1 mile from the BELLEAIR CAUSEWAY BOAT RAMP and just across the causeway from World Famous FLORIDA BEACHES!!! Tampa International airport & Clearwater airport are approximately 30 minutes away. MAKE this IDEAL home your FUTURE HOME!
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Our Executive Mortgage Banker:
Our Insurance Division:
$695,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $176 | $176 | $176 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,699 | $3,653 | $4,689 |
Total Monthly Payment | $3,967 | $3,921 | $4,957 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.