Under contract-accepting backup offers. HIGH & DRY! NO HURRICANE DAMAGE! Charming Split-Level Home in historic Temple Terrace with Endless Potential! It could be an INVESTORS DREAM or a simple RENOVATION for someone looking for an interior project! Welcome to this spacious home featuring 4 bedrooms and 3 full bathrooms with over 2100 square feet. This property boasts a two-car garage with an extra storage area perfect for a workspace. Don’t miss the generous backyard, providing ample space for outdoor activities and potential landscaping projects. Inside, the primary suite and family bedrooms are upstairs and offer lots of natural light and laminate wood flooring. You’ll also find plenty of closet space throughout, ensuring storage is never an issue. Downstairs is another generous bedroom with full bathroom adjacent to the family room. Enjoy the view of the private backyard with no rear neighbors and sliding doors leading out to a private patio Enjoy peace of mind with a brand new roof installed in November 2024 and a newer AC system (2022) for year-round comfort. Nestled in a non-flood zone just a short distance from Temple Terrace Golf and Country Club, this home combines convenience to USF and downtown Tampa with the safety of a high property elevation. Don't miss the opportunity to make this property your own and unlock its full potential! Schedule a viewing today!
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$440,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $352,000 | $352,000 | $352,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $156 | $156 | $156 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,371 | $2,340 | $2,968 |
Total Monthly Payment | $2,602 | $2,571 | $3,199 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.