Welcome to this beautiful 5-bedroom, 2. 5-bath colonial nestled on a tranquil cul-de-sac within the desirable Smithtown school district. This spacious home offers an ideal layout for modern living and entertaining, featuring a welcoming ground-floor living room, a formal dining room, and an eat-in kitchen that flows seamlessly into the family room, perfect for gatherings. The versatile 5th bedroom on the main floor can serve as a home office, accompanied by a half bath and convenient laundry room. Enjoy quality finishes such as travertine and hardwood floors, 2-zone heating, and 3-zone central air. Recent updates include a new hot water heater and a roof installed in 2009. Upstairs, find generously sized bedrooms, including a primary suite with a walk-in closet and ensuite bath. The property also includes an attached walk-in 2-car garage, a full, partially finished basement, a new Trex deck, and inground sprinklers. Don't miss out on this incredible home-come see it today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$874,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $699,200 | $699,200 | $699,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.902% | 6.486% | 6.056% |
Monthly Tax Payment | $1,466 | $1,466 | $1,466 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,970 | $4,362 | $5,853 |
Total Monthly Payment | $5,528 | $5,920 | $7,411 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.