Looking for a large home to spread out? This one will work for you!! There's even a 2nd kitchen upstairs! This home has been meticulously taken care of! It's not new, but everything works, & is super clean! The 1st level has a Master bedroom & 2nd bedroom, full bath, kitchen, huge living room, kitchen & eating area. The hardwood floors are in excellent condition! Upstairs is another kitchen with large eating area, living area, full bath, and bedrooms. Outside there are 2 garages attached, and behind the garage is a 3rd garage! You can drive through 1 garage to get to the garage in the rear! There is a deck on the rear, with a 2nd entrance to the upper floor, and a nice back yard! This is a home that has truly been loved! New Paltz & Gardiner are close & in the other direction, is Newburgh, Rt 84 & Rt 87. Plenty of things to do, hiking, rock climbing, restaurants, shopping, Parks, & lakes. Colleges: New Paltz and Vassar & the Culinary Institute just across the river. Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 1 Car Detached, 2 Car Attached,
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Our Executive Mortgage Banker:
Our Insurance Division:
$410,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $592 | $592 | $592 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,180 | $2,766 |
Total Monthly Payment | $2,877 | $2,847 | $3,433 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.