Welcome to the desirable maintenance free, gated community of Stillwater Villas in the heart of quaint Englewood close to hospital, YMCA, beaches, restaurants and more! This home has all the bells and whistles and you can move right in with no worries because the ROOF WAS REPLACED IN 2023, THE A/C WAS REPLACED IN OCTOBER 2024 and has UV light, AND THERE ARE IMPACT WINDOWS AND DOORS THROUGHOUT! It CAN be sold turnkey furnished with a few exceptions. This Standard Pacific Heron model home was built with quality construction and features a split floorplan with 2 bedrooms plus a den/office, 2 baths and a 2 car garage with attic access for added storage. The stone accent and paver sidewalk make great curb appeal. Once inside this lovely home you are greeted with a bright and open floor plan with living room/dining combination. The ceramic tile floors are laid on the diagonal and the crown molding and extra wide baseboard throughout add to the elegance of this home. The cook will love the ample kitchen with a tubular skylight, under counter lighting, quartz countertops and extra long cabinets with crown molding. There is a handy closet pantry and plenty of cabinet space, plus a nice breakfast bar. The kitchen opens to a nice dinette area with bay windows. You'll love the convenience of an inside laundry room that leads to the 2 car garage. The primary suite features a triple slider to the oversized lanai, tray ceilings, an ensuite bath and his/hers closet (hers is a walk-in with built in dresser). The primary bath is fit for queen with a tubular skylight, garden tub, separate shower with build in shower seat, dual sinks and a private water closet. Outside you will find an oversized screened lanai overlooking a peaceful and serene green view with lots of wildlife to watch. There is also an extra paver patio great for BBQ grilling. Stillwater Villas is a beautiful gated community with a community pool/spa and clubhouse with numerous activities. If you are looking for carefree, maintenance free, worry free living in paradise, this is it!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $207 | $207 | $207 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,396 | $2,334 | $2,962 |
Total Monthly Payment | $2,678 | $2,616 | $3,244 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.