Welcome to this charming Raised Ranch style home located in the Coe-Brown Academy/Oyster River School Districts. Nice neighborhood location only a few minutes from Rte 9 and 125 for an easy commute. This warm and inviting home has plenty of room with 3 bedrooms, open Kitchen w/Dining Area and cozy Living Room. Beautiful newer flooring throughout the main living area. Step out the back door onto a large 3-Season enclosed porch that offers endless possibilities for entertaining family and friends or just relaxing. Spacious storage area under porch. Head downstairs to a great Family/Entertainment Room complete with a gas fired Stove ready to be hooked up for added warmth this winter. From the Family Room step into the Laundry/Workshop/Utility Room with lots of storage cabinets. Home is generator ready. Proceed through the next door to a heated storage room that could easily be updated for additional living space. Head over to the oversized detached heated 2-Car Garage with workshop space.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,920 | $335,920 | $335,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $494 | $494 | $494 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,235 | $2,207 | $2,833 |
Total Monthly Payment | $2,804 | $2,776 | $3,402 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.