122 CULPEPPER Road, San Mateo, FL, 32187 | $229,000

This recently updated 3 Bedroom 2 bath Manufactured Home located in a Quite Neighborhood. Short walk to
the St John's River. Large front yard enjoy relaxing on the Front Covered porch. Large Backyard oasis
includes newly renovated back deck, Fire pit, and inflatable hot tub conveys with the sale of home. Metal
shed. This home offers brand new stainless steel appliances, All in one washer dryer. Newer water
treatment system. 1 ½ year old water heater. Freshly painted inside and out. Just a short drive to Palatka.
Approx 30 minute drive to St Augustine or Palm Coast and Beaches. Great opportunity to live near the St
John's River. This home is being sold AS IS

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Style: Traditional
  • Year Built: 1985
  • Heating: Electric
  • Cooling: Split System
  • Approx Sq. Feet: 1,080
  • Est. Taxes: $1,224
  • Elem. School: Browning Pearce
  • High School: Palatka
  • Appliances: Convection Oven
  • MLS#: 2055637
  • Days on Market: 44 days
  • Website: https://www.raveis.com
    /prop/2055637/122culpepperroad_sanmateo_fl?source=qrflyer
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Listing courtesy of AGENTS REALTY OF FLORIDA, LLC

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

122 CULPEPPER Road, San Mateo, FL, 32187

$229,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $183,200 $183,200 $183,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $102 $102 $102
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,234 $1,218 $1,545
Total Monthly Payment $1,411 $1,395 $1,722

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.