Welcome to your dream coastal retreat in the heart of Anna Maria Island! This pool home boasts an impressive 2, 046 square feet of living space, offering the perfect blend of comfort and charm. With 3 bedrooms, including a spacious primary bedroom with 2 large walk in closets, a private ensuite, private balcony on the 3rd floor! With 3 different porches/balconies, and back pool area, you'll have ample room to stretch out, relax, and soak in that laid-back island vibe. But here's where it gets really exciting, the rental potential! Anna Maria Island is a popular vacation destination, and this property is perfectly positioned to capitalize on that. When you're not using the house yourself, you could potentially earn some sweet rental income. It's like your house is working for you while you're away, talk about a hard-working home! Let's talk location, because as they say, it's all about location, location, location! And boy, does this home deliver. Situated in the middle of Anna Maria Island, you're never far from the action. Just a stone's throw away, you'll find the pristine beach that make this area a coveted destination. Whether you're a sun worshiper, a water sports enthusiast, or simply enjoy long walks along the shore, these beaches will become your second home. Speaking of water activities, get ready to dive into a world of aquatic adventures! Fishing aficionados will be in heaven with the abundant opportunities to cast a line. Boating enthusiasts can set sail on the crystal-clear waters, while kayakers and canoers can explore the tranquil bays. And for those who prefer a more laid-back approach, try your hand at paddleboarding – it's like walking on water, only more fun! When you're ready to take a break from the beach (if that's even possible), the area offers scenic picnic spots along the bay. Pack a basket, grab a bottle of wine, and watch the sunset paint the sky in hues of orange and pink. It's the perfect way to end a day in paradise. But wait, there's more! (And no, we're not selling kitchen gadgets here. ) Holmes Beach isn't just about sun and sand. History buffs will appreciate the nearby historic attractions, including the Anna Maria Island Historical Museum. Art lovers can explore the Anna Maria Island Art League, where local talent shines bright. And for those days when you're feeling a bit science-y, the Bishop Museum of Science and Nature is just a short drive away. Just a short distance away, you'll find the charming Bridge Street, a hub of activity that's sure to become one of your favorite spots. Here, you can shop, dine at fantastic restaurants (Bridge Street Bistro, anyone?), and enjoy the vibrant nightlife. And let's not forget the pier – it's the perfect spot for a romantic evening stroll . . For those days when you want to explore beyond the island, you're in luck. The Pine Ave/N Bay Blvd bus station is nearby, making it easy to venture out and discover more of what Florida has to offer. In summary, this Holmes Beach property is more than just a house – it's a gateway to the island lifestyle you've always dreamed of. Whether you're looking for a permanent residence, a vacation home, or an investment property with excellent rental potential, this gem ticks all the boxes. Are you ready to make your island dreams a reality? After all, who wouldn't want to own a piece of paradise? Don't let this opportunity slip through your fingers like sand on the beach. Your adventure in Holmes Beach awaits!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,712,000 | $1,712,000 | $1,712,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.250% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.321% | 6.360% | 6.956% |
Monthly Tax Payment | $1,518 | $1,518 | $1,518 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $11,104 | $10,541 | $15,150 |
Total Monthly Payment | $12,747 | $12,184 | $16,793 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.