This is the popular Carrington floor plan built by Divosta. Light and bright open floor plan. This villa has been lightly lived in by seasonal owners. Enjoy living in the friendly, resort-style Isles of Sarasota which is a maintenance-free community and located on Palmer Ranch in Sarasota. This villa is immaculate, has been well-maintained and is move-in ready. 3 bedrooms, 2 bath with a 2 car garage. The interior has been painted with soft/neutral tones. The living area has high, vaulted ceilings and ceramic tile on the diagonal. The kitchen has solid wood, 40 inch cabinets, granite countertops, stainless steel appliances and excellent lighting. From the great room, sliding glass doors open to the screened lanai which is ideal for entertaining and everyday dining. The 3rd bedroom has French doors so it can easily serve as a den or office. Recent additions include carpeting in all 3 bedrooms, 5 ceiling fans, interior + garage painted, modernized lighting in dining room and bathrooms. New insert in front door. Roof was recently pressure washed. Hurricane shutters for peace of mind. The Isles offers a variety of amenities such as a fitness center, heated resort-style pool, pickleball, 4 lighted tennis courts, bocce, a basketball court, tot lot, clubhouse with multiple social events (See Isles Newsletter) and classes in the recreation center, and an onsite activities director. The Isles has a vibrant tennis & pickleball community. The Isles features potluck dinners, trivia nights, murder mystery plays, happy hour nights, storytelling shows, bridge groups, yoga classes, water aerobics and many more. You will be close to shopping, dining options, the new Sarasota Memorial Hospital, the Legacy Trail, world renowned Siesta Key Beach and the many cultural venues near downtown Sarasota. You will make friends in The Isles!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,600 | $375,600 | $375,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $372 | $372 | $372 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,562 | $2,496 | $3,168 |
Total Monthly Payment | $3,009 | $2,943 | $3,615 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.