Beautifully designed, move-in-ready home on the border of Oakwood and Bay Terrace. A two-family, its spaciously utilized as a single-family home. The home features three large bedrooms, with the flexibility to create a fourth by enclosing the second-floor family room. The primary bedroom includes an impressive walk-in closet the size of another bedroom. An oversized laundry room is conveniently located on the bedroom level. Main level has an incredible Open Layout, perfect for entertaining and casual settings. The first floor includes a walk-in pantry, providing ample storage space. This home is equipped with radiant heated floors throughout, managed by a three-zone gas-based water system, allowing for personalized comfort on each level. The three-zone air conditioning system includes two split zones on the first floor and central air on the second floor. Outdoors, enjoy a saltwater in-ground heated pool and fully paved front, side, and backyards. A driveway accommodates up to four cars. Commuting is a breeze with local and express buses on Hylan Boulevard, the Oakwood Heights Staten Island Railway station nearby, and easy access to the Staten Island Ferry for convenient trips to Manhattan. Agent-owned property.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,048,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $838,400 | $838,400 | $838,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,760 | $5,231 | $7,018 |
Total Monthly Payment | $4,885 | $5,356 | $7,143 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.