164-38 95th Street, Queens (Old Howard Beach), NY, 11414 | $769,000

Welcome to Howard Beach, where this inviting residence awaits its new owners. Boasting a total of 3 bedrooms and 3 full bathrooms, this charming home is complemented by a one-car garage, a driveway that can accompany two cars, a large backyard deck overlooking the water, and a dock for your boat.

The property is thoughtfully divided into two separate apartments, each with its own entrance. The first floor features one bedroom, a full bath, a living room, and an open kitchen. The second floor was renovated in 2020 and features an over-sized primary bedroom with a spacious, attached bathroom showcasing a large jacuzzi bathtub and a separate, enclosed shower stall. The open kitchen features an island and granite counter tops throughout. The living room area is a large open space that leads to a bright sunroom, where you can indulge in the warmth of the sun on a brisk winter day. Take a few steps out of the sunroom and down the staircase to the backyard, which you can also access through the first floor.

Each floor is complemented by baseboard heating and Cooper & Hunter Slim Duct Split AC / Heating systems. Solar panels are installed on the roof.

Conveniently situated blocks from the A train and various bus routes including Q11, Q21, Q41, Q53, QM15, QM16, QM17, this residence offers accessibility to public transportation, further enhancing its desirability. Don't miss the opportunity to own this well-appointed home in the heart of Howard Beach.

Features

  • Town: Queens
  • Amenities: Driveway; Garage;
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 3 full
  • Year Built: 1970
  • Garage: Yes
  • Cooling: Unknown Type
  • Building Access : Walk-up
  • Service Level: None
  • Built Size: 20'x54'
  • OLR#: 0098254
  • Days on Market: 49 days
  • Website: https://www.raveis.com
    /prop/0098254/1643895thstreet_queens_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of The Agency

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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860.690.5052

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Our Insurance Division:

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164-38 95th Street, Queens (Old Howard Beach), NY, 11414

$769,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $615,200 $615,200 $615,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,249 $4,145 $5,233
Total Monthly Payment $4,341 $4,237 $5,325

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.