Welcome to 163 Orchard Rd, Valatie a property that combines the best of country living with endless potential! Originally built in 1971, with a major addition in the early 2000s, this 4-bedroom, 3. 5-bath home is nestled on 2. 25 acres of beautiful land, overlooking a stunning pond and rows of apple orchards. With long-distance views and a setting that feels more like a private golf course, this property offers a rare opportunity to create your dream home in a serene, storybook location. Step inside and be greeted by a spacious chef's kitchentruly the heart of this home. This kitchen is designed for those who love to cook and entertain, featuring an abundance of counter space, and the last Millbrook kitchen cabinets ever crafted, adding a touch of history and charm. The kitchen opens to a cozy covered patio, perfect for dining or simply soaking in the incredible views. The expansive great room, with its 20-foot ceilings and breathtaking views of the pond, is perfect for hosting gatherings or enjoying quiet evenings by the water. The finished basement provides additional living space, including a kitchenette, an office, and a game room, and comes with a delightful surprisean indoor pool shaped like the good ol' USA, bringing a playful and unique character to this home. This level of fun and flexibility continues outside with a gazebo, ideal for relaxing or hosting summer get-togethers. The property also features an oversized attached two-car garage, plus a separate 32x42 garage workshop with an office and loft space. This versatile outbuilding could be the ultimate space for a hobbyist, car enthusiast, or anyone needing extra room for projects or storage. Yes, the home does need some updating, but the rewards will be well worth the effort. With its combination of unique features, incredible views, and vast space, 163 Orchard Rd is more than just a propertyit's a canvas for your imagination. Embrace the chance to transform this distinctive home into your perfect retreat!
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,920 | $599,920 | $599,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,042 | $3,987 | $5,059 |
Total Monthly Payment | $4,134 | $4,079 | $5,151 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.