CORNWALL SCHOOLS. . . Spaciousness, quality and prestige abound in this home of 4631' sq. ft. = 3645' sq. ft. on 1st & 2nd floor + 986' sq. ft. finished recreation area on lower level. Home with 5 bedrooms, 3. 5 baths and 2 car attached garage at end of cul-de-sac. All municipal services. Plenty of privacy backing up to Moodna Creek preservation land. Paver driveway and walkways, mature professional landscaping, wrap around covered porch with 2 entries to home. Two-story foyer with open floor plan on each side. Formal living room and dining room both with crown molding, bay windows and expansive windows for extra sunlight. 2-story family room with prominent windows, wood-burning fireplace. Breakfast area with glass door opening to deck overlooking private wooded natural setting. Kitchen with granite countertops, backsplash, pantry and all appliances. Laundry room with utility sink, cabinetry and shelving. Next to the mudroom with coat closet only few steps into the attached 2 car garage with windows and garage openers. 1st floor has full bathroom with tub which is next to bedroom which has own separate door to the front porch. Second floor with open hardwood staircase and hallways with carpet runners leading to oversized primary bedroom with double door entry, bay window, cathedral ceiling, spacious walk-in closet plus 2 additional closets, master bathroom, whirlpool tub, shower and double sink with vanity, linen closet & separate room with window and toilet. Additional 3 bedrooms on 2nd floor and full bathroom with bathtub. Lastly and best feature is the finished walkout basement with engineered flooring, gas fireplace, multiple full-size windows for extra sunlight, wet-bar setup and double glass door opening to backyard with concrete patio. . . Approximately 900' sq. ft. unfinished basement area for extra storage. House has 2-unit central air plus 2 ductless split units in the basement, central vacuum, full house generator, hardwood flooring on 1st floor and ceramic tile the entire second floor plus all bathrooms, laundry room and kitchen. Ceiling lights and speakers almost throughout and ceiling fans in most bedrooms. . . Roof is just a year old.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $716,000 | $716,000 | $716,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
Monthly Tax Payment | $1,686 | $1,686 | $1,686 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,009 | $4,409 | $5,946 |
Total Monthly Payment | $5,787 | $6,187 | $7,724 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.