Charming Renovated One-Bedroom in Full-Service Co-op
Welcome to this beautifully renovated and spacious one-bedroom home located at 305 East 40th Street, Apt 4F, in a full-service co-op. With approximately 750 square feet of living space, this residence boasts low maintenance fees and an array of high-end upgrades, making it the perfect city home.
Key Features:
- Expansive Living Space: The oversized living room, with its wall of west-facing windows, offers abundant natural light and a sense of openness. Refinished parquet floors add warmth and character throughout the home.
- Elegant Bedroom: The large bedroom is a serene sanctuary, complete with City Quiet windows and two generously sized custom closets.
- Gourmet Open Kitchen: The renovated kitchen is a chef's dream, featuring quartz countertops, ample workspace, and top-of-the-line appliances including a Bosch dishwasher, Miele stove, and Miele refrigerator.
- Modern Bathroom: The tastefully redone bathroom offers a sleek and contemporary design.
- Convenient Upgrades: Enjoy the convenience of central air conditioning, recessed lighting, ceiling fan with light, upgraded electrical outlets with dimmers, and hardwired internet connectivity throughout the home.
Building Amenities:
The Hamilton is a well-managed co-op with strong financials, low common charges, and no flip tax. Residents enjoy a host of amenities, including:
- 24-hour doorman and concierge
- Live-in superintendent
- Beautifully landscaped roof deck with panoramic views
- On-site garage and bicycle room
- Spacious laundry room
The building is smoke-free and pet-free, and offers flexibility with pied- a-terre, guarantors, co-purchasing, and subletting (with board approval).
Prime Location:
Situated in a super-convenient location, this home is just moments away from Grand Central Station, NY Ferry Service, the United Nations, Trader Joe's, Whole Foods, Fairway, Kips Bay Movie Theater, and an array of dining options.
Move right in and enjoy the best of city living in this meticulously updated and maintained one-bedroom gem.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,454 | $3,411 | $4,379 |
Total Monthly Payment | $3,546 | $3,503 | $4,471 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.