21 Barn Finch Circle, #21, Naugatuck, CT, 06770 | $170,000

**Offer deadline: Sunday 11/17/24 11: 59p** Charming Townhouse Condo in Fox Hill Village - Perfect for Personalization! Welcome to 21 Barn Finch Circle in the desirable Fox Hill Village (96 Total Units) community! This 2-bedroom, 1. 5-bath townhouse-style condo provides spacious living and plenty of potential. The main floor features a partially open living and dining room combination, creating an inviting space for relaxation and entertainment, along with the kitchen and convenient half bath. Upstairs, you'll find two comfortable bedrooms and a full bath. Additional highlights include an attached one-car garage, a partial basement for extra storage, and outdoor storage off the back porch. With a little TLC and updating, this condo could reach an impressive after-repair value (ARV) of $200-225K and an estimated rental income potential of upto $1900/month. Located just minutes from downtown Naugatuck, you'll have easy access to a vibrant social scene with local bars, eateries, and special events year-round. This is a fantastic opportunity to own in a charming community within New Haven County - whether you're looking to make it your own or add to your investment portfolio. Don't miss out on this chance to create the home you envision! Condo is being sold 'As Is' Pet Policy per the HOA All pets must be registered with the managing agent, and this registration must be kept current. Dogs must be of gentle disposition and compatible with the condominium environment. No more than one dog per unit is allowed. Dog weight: must not exceed 40lbs. Dog height: must not exceed 12 inches in height at the shoulder of full maturity. All solid waste must be removed from the Common Elements and disposed of in a proper and sanitary manner. Any unit owner/occupant that does not do so will incur incremental fines of $50. 00 and be called to a hearing as directed by the Executive Board. In no event shall any dog or cat be permitted in any portion of the Common Elements unless carried or on a leash and under the control of the owner. The leash must be less than 6ft. Pets may not be tied up or housed outside the unit. Any dog or other pet creating a nuisance or unreasonable disturbance or noise, or additional pets brought into a unit in excess of the allowed amount shall be permanently removed from the Property within three (3) days following Notice and Hearing before the Executive Board. Any unit owner that has registered their pets before the adoption of these updated Rules and Regulations shall be allowed to keep pets in excess of the allowed amount, but will not be allowed to replace them in the future. Cats: No more than two cats per unit. Small household pets, including birds, reptiles, fish, etc. may be kept in the unit so long as such pets are not permitted to create an unlawful or unsanitary condition. Adhering to the pet rules of the Association, i. e. dog, leash length and aggressive dogs is put in place to protect the Association against claims and lawsuits since typically both unit owner and the Association are liable.

Features

  • Parking: 1-car
  • Heating: Hot Water
  • Cooling: Ceiling Fans
  • Levels: 2
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: Lower Level
  • Complex: Fox Hill Village
  • Year Built: 1987
  • Common Charge: $275 Monthly
  • Above Grade Approx. Sq. Feet: 1,179
  • Est. Taxes: $4,356
  • Lot Desc: N/A
  • Elem. School: Per Board of Ed
  • High School: Per Board of Ed
  • Pets Allowed: Restrictions
  • Pet Policy: Pet policy is in public r
  • Appliances: Oven/Range,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 24058751
  • Website: https://www.raveis.com
    /prop/24058751/21barnfinchcircle_naugatuck_ct?source=qrflyer
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Listing courtesy of Coldwell Banker Realty

Room Information

Type Level
Bedroom 1 Upper
Dining Room Main
Full Bath Upper
Half Bath Main
Living Room Main
Primary Bedroom Upper

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NMLS Mortgage Loan Originator ID 81725

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21 Barn Finch Circle, #21, Naugatuck, CT, 06770

$170,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $136,000 $136,000 $136,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $363 $363 $363
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $916 $904 $1,147
Total Monthly Payment $1,354 $1,342 $1,585

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.