Presented byChris Lecca |
NORTH NAPLES' BEST VALUE! This TURNKEY 2 Bedroom, 2 Bath second floor condo (elevator just a few steps away) offers sunset views overlooking the lake, golf course, & preserve and is located in one North Naples' most desirable RESORT STYLE country club communities - Heritage Bay. This immaculate condo was completely remodeled just 3 years ago and includes a long list of special features including: luxury laminate wood flooring throughout (no carpet); luxurious Kitchen complete with Cambria quartz countertops, new stainless steel appliances including backless range, and tile backsplash; new washer/dryer; remodeled baths with new floor tile, new shower tile to the ceiling, new vanities with quartz countertops, and enlarged master shower with frameless shower enclosure; plantation shutters & solar shade on the slider; fresh paint; updated lights/fans; crown molding & new 5" baseboards; and more! This unit is being offered Turnkey complete with designer furniture from Lexington, Arhaus, Universal, and Uttermost. This unit includes a spacious 5'x8' storage closet just a few steps away. HURRICANE IMPACT WINDOWS/DOORS! An immediate FULL GOLF MEMBERSHIP is included with this property with access to a 27 hole championship golf course and the recently remodeled and expanded "Club at Heritage Bay" which offers: resort pool with beach entrance; pool side bar & grille; formal & informal dining rooms; 7 tennis courts; bocce courts; pickle ball courts; 8, 000 sq ft fitness center; tennis & golf pro shoppes; activities director; and social events galore! Reasonable dues of $12, 598/year which includes FULL golf & club privileges, cable TV, internet, water/sewer, building insurance, building maintenance, 24/7 manned gate, 5 satellite pools throughout the community, & all common ground maintenance.
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Our Executive Mortgage Banker:
Our Insurance Division:
$467,890
Luxury Properties Specialist
William Raveis Real Estate
Phone: 239.776.5423
Chris@ChrisLecca.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $374,312 | $374,312 | $374,312 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $325 | $325 | $325 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,490 | $2,459 | $3,157 |
Total Monthly Payment | $2,890 | $2,859 | $3,557 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.