Discover the charm of this renovated bungalow at 106-108 McBride Street in Napanoch - a unique opportunity featuring not one, but two cozy cottages on a beautiful, wooded 1. 75-acre lot. Originally part of a bungalow community, this inviting property includes a 2-bedroom main cottage and a 1-bedroom guest cottage, perfect for friends, family, or rental income. With a total of 1, 148 square feet of thoughtfully designed living space, it offers a warm blend of cottage character and modern updates, surrounded by woods yet only minutes from the conveniences of town. The sellers have taken care of all the essentials, making this charming property truly move-in ready. From refreshed interiors to newly installed systems, you can settle in and start enjoying your new home from day one. The cozy main cottage boasts an open living space, light-filled bedrooms, and a functional eat-in kitchen with everything you need to feel right at home. The adorable separate guest cottage offers a private one-bedroom retreat with kitchen, living area and a large wooden deck, ideal for visitors or a studio space. Outside, 1. 75 acres of woodland invite exploration and relaxation. A detached storage shed provides ample space for tools, hobbies, or gear. When you're ready to venture out, Napanoch's natural beauty and local highlights await. Explore nearby Minnewaska State Park, the Shawangunk Ridge, or shop the local farm stands and artisan shops in Napanoch and Ellenville. This property offers a balance of solitude and community, where peaceful days in nature are only moments from local culture and convenience. This home would make an excellent full-time residence or weekend escape. Additional Information: HeatingFuel: Oil Above Ground,
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $251 | $251 | $251 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,462 | $1,886 |
Total Monthly Payment | $1,790 | $1,788 | $2,212 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.