Wonderful City Point location - one block from the Long Island Sound. This adorable home features beautiful, original hardwood floors, an updated kitchen, finished lower level and 2. 5 updated baths (a bathroom on every floor)! Two bedrooms on the 2nd floor, one of them is on the smaller side (would probably best fit a twin bed or a crib or work as an office). There is off-street parking and a private backyard for entertaining, relaxing or maybe even gardening. Close to downtown and YNHH. Walk to Shell & Bones! Pets considered. Good credit and references, please. Available mid-December/January 1.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 10.3 x 10.0 | Upper |
Eat-In Kitchen | Remodeled,Tile Floor | 14.0 x 9.0 | Main |
Living Room | Hardwood Floor | 15.2 x 18.3 | Main |
Office | 8.8 x 9.1 | Lower | |
Primary Bedroom | Hardwood Floor | 11.1 x 12.1 | Upper |
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William Raveis Real Estate
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Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,160 | $2,160 | $2,160 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $15 | $14 | $18 |
Total Monthly Payment | $90 | $89 | $93 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.