Three bedroom, three bath home located in picturesque and quiet setting. Well maintained, formal dining room, living room with fireplace, partially finished basement area with additional fireplace. Three large bedrooms including main bedroom with full bath. Detached two-car garage and oversized one-car under, all with openers. Whole house generator with transfer switch, partial air conditioning with mini-split system. Well maintained grounds, mostly fields, huge deck overlooks substantial backyard area. Much to offer here as well as an excellent location. HUD home. Sold "AS IS" by electronic bid only. FHA Case #251-438556. Uninsured. Eligible for FHA 203k financing. Bids due daily by 11: 59 PM Central Time until sold.
Type | Description | Level |
---|---|---|
Bedroom 2 | Second | |
Bedroom 3 | Second | |
Dining Room | Flooring - Wood | First |
Kitchen | First | |
Living Room | Flooring - Wood | First |
Master Bedroom | Bathroom - Full | Second |
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$441,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $352,800 | $352,800 | $352,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $454 | $454 | $454 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,347 | $2,345 | $2,975 |
Total Monthly Payment | $2,876 | $2,874 | $3,504 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.