This exceptionally well maintained & updated Kensington home is what you've been waiting for! On over 1. 5 acres, this 4 bedroom, 2 full bath Cape offers the perfect blend of classic charm & modern features. A welcoming front porch leads you into a cozy living room. Overlooking the beautiful yard, this room is complete w/ gas fireplace creating a warm and inviting space. The eat in kitchen features a large island, granite counters, pendant lighting, soft close cherry cabinetry & new subway tile backsplash. Adjacent to the kitchen is the large dining room w/ hardwood floors is the perfect space for holiday entertaining. A spacious family room w/ wood stove creates a quiet & comfy space. A 1st floor bedroom & bathroom w/ 1st floor laundry finish the main floor. Upstairs, the primary bedroom is a peaceful retreat, w/ skylights that fill the room with natural light, a shiplap accent wall & double closets. 2 additional generously sized bedrooms, full bathroom, walk in cedar closet & new hardwood floors complete the 2nd floor. Outside, the large composite deck provides an ideal space for outdoor dining & provides easy access to the above ground pool w/ newer liner & filter. This is a truly move in ready home w/ features like; attached 2 car garage w/ new doors, NEW mini splits for a/c, rarely found NATURAL GAS 5 year old heating system, repaved driveway, new walkway, steps and landscaping. The Exeter school system, country setting & immaculate condition makes this one not to miss!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,999 | $559,999 | $559,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $741 | $741 | $741 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,726 | $3,679 | $4,723 |
Total Monthly Payment | $4,559 | $4,512 | $5,556 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.