This 2014 Towles Corp. home is truly a one of kind that resides on a tip lot with 192 ln. ft. of waterfront seawall with 170 ln ft. of concrete dock with 2 boat lifts. One is a 20, 000 lb. lift and the second is a 16, 000 lb. lift. The seller is willing to finance for the right buyer who qualifies at a rate lower than the market rate. Plus this home has been through multiple storms with no problems at all. This home is 2854 sq. ft with 3 bedrooms and 3 full baths. The homes curb appeal is evident as soon as you pull in to this spacious oversized brick paver driveway that leads to a large and tall 3 car garage with lots of options for overhead storage. As you pull in you will notice all the attention to detail starting with the front porch columns and the special ordered front door. It is landscaped like a dream and then in the back you will find the pool area is like a resort setting. The huge lanai with travertine tile is great for get togethers and parties. The privacy out back is second to none as this lot was specifically hand picked for when this home was built. Once inside, it is like a t. v. show when you notice all the amazing upgrades such as a Sub Zero refrigerator and a $14, 000 La Cornue gas stove. This home is equipped with a 500 gallon, in the ground propane tank, that is used for cooking on the range, the 20KW whole house generator and the 2 seperate insta hot water heaters. One of the water heaters is used for the master bathroom and the laundry room while the 2nd unit is for the balance of the home. The master bedroom, bathroom and laundry also has it own air conditioner unit as this home has 2 full size units. The entire home has upgraded large format tile in the living areas and plank looking ceramic or wood in the 3 bedrooms. Wood cabinets finished with granite countertops complete the kitchen and the bathrooms. The formal dining room can easily be used as a office. The ceilings are 12 ft. tall and finished off with 7 inch crown molding and multiple tray ceiling accents throughout the home. The 4 door pocket slider opens up to the entire lanai and pool area and feels like an extension of the living room. The pool bathroom with a walk in shower is probably the nicest pool bathroom in the entire neighborhood. The guest bedrooms share the 2nd bathroom with another walk in shower area and raised bowl sink. The master bathroom has a stand alone tub with diverter for the faucets and wand sprayer. The master bathroom is finished off with a walk in shower and a private toilet room with a separate bidet. His and her walk in closets. The laundry room is 12 x11 and has plenty of cabinet storage and closet. The home has all hurricane rated windows, entrance doors and garage doors. The back lanai area can be quickly closed off with an accordian shutter. So now that you have found your dream home, you will quickly find out how great this location is as the Charlotte Harbor is a short boat ride away. Downtown Punta Gorda and all the unique and amazing dining options are just minutes away. A Home Depot and Publix shopping center is just down the road. Downtown Punta Gorda has water side walking and biking trails, along with a doggy park, kiddie park and multiple different Pickle Ball locations like the new Pickle plex with over 20 courts for leagues and tournaments. For all you golfing enthusiast, there are 8 different courses within a 20 minute drive. Location, Location, Location and this home has it and so much more!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,359,200 | $1,359,200 | $1,359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | $947 | $947 | $947 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,816 | $8,703 | $11,934 |
Total Monthly Payment | $9,888 | $9,775 | $13,006 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.