This spectacular home is a boater’s dream – just minutes to the open water of Charlotte Harbor! This sailboat waterfront pool home with 3 bedrooms and 2 baths has direct access to beautiful Charlotte Harbor and then on to the blue waters of the Gulf of Mexico. Bring your boat! There’s a concrete dock, city maintained concrete seawall, and 77 feet of water frontage. You are just 10 minutes to open water! There’s plenty of room for family and friends with over 2500 square feet of living space, living, dining, family room, bonus room, spacious kitchen with casual dining area, and lanai overlooking the beautiful heated pool and wide waterway. Invisible pocket sliders in the main living areas leading out to your lanai and pool area allow the outdoors to become an extension of your indoors creating a bright and airy environment. Tasteful appointments include soaring vaulted and tray ceilings, plant shelves for displaying your collectibles, tile and wood plank laminate flooring throughout, color accent walls with crown molding, decorator light and fan fixtures, recessed lighting, and built in entertainment center in the family room. The kitchen is a culinary enthusiast’s dream boasting rich wood cabinetry, closet pantry, high end fixtures, stainless appliances including wine fridge, stone counters and back splash, and long breakfast bar that opens to the main living areas for easy entertaining. The casual dining area has view of the pool and waterway. A great spot to enjoy your morning coffee! Retreat to your master suite with a bonus room you can use as your private study/den, private access to the lanai and pool area, 2 spacious walk-in closets, and en suite bath with separate his and hers copper vessel sinks, jetted soaking tub, custom tiled walk-in Roman shower, wood cabinetry with granite counters, and make up vanity. Two other bedrooms on the other side of the home will provide privacy for you and your guests. The extended brick paved lanai will be your favorite spot to relax, or laze in your heated pool with waterfall enjoying the view of the beautiful waterway. Other key features include new whole house storm protection for peace of mind during inclement weather, new fencing, new tile roof, irrigation system, and public water and sewer service for convenience and reliability. Beautiful curb appeal with landscape curbing and decorative rock, mature palms and flowering shrubs, and brick paved drive and walkway leading to the tiled front entrance with etched glass double door entry. Proximity to local beaches, dining, shopping, and golf courses makes this property ideal for the Florida lifestyle. Also, easy access to waterfront public parks with bike and walking trails and picnic areas, and boat ramps providing access to the many local waterways. Lots to do in the area including kayaking, pickleball at the Punta Gorda Pickleplex, municipal marinas and playgrounds, local YMCA, public tennis courts, nature preserves, and wildlife sanctuary, farmer’s market, and the list goes on! Historic downtown Punta Gorda and popular Fishermen’s Village with quaint shops and cafes nearby. And quick access to Interstate 75 with Naples and Fort Myers to the South and Sarasota and Tampa to the North. Quiet waterfront community, yet all amenities and conveniences nearby. So grab your piece of Florida paradise!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $780,000 | $780,000 | $780,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $92 | $92 | $92 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,994 | $5,059 | $6,848 |
Total Monthly Payment | $5,178 | $5,243 | $7,032 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.