2227 Lovely LANE, Davenport, FL, 33896 | $480,000

This two-story, four-bedroom home is spacious and well-designed, perfect for a family or anyone who enjoys a comfortable living environment with ample room to spread out, a stylish entryway, and attractive landscaping. Two-car garage, seamlessly blending into the design, offering both convenience and storage. Upon entering, you’re greeted by a hallway leading to living area that flows smoothly between the living room, dining area, and kitchen. The kitchen features stainless steel appliances, an island, and a breakfast bar. A full bathroom is available downstairs for guests and easy access. The first floor includes one of the four bedrooms, perfect for a guest room, home office, or playroom. The second floor holds three additional bedrooms, including a spacious master suite with its own full bathroom and large walk-in closet. The two other bedrooms share a full bathroom next to it. At the center of the upper level is a cozy loft area—ideal for a family entertainment center, home office, or reading nook. The loft, positioned at the top of the stairs, provides an additional living space that can be tailored to various needs, whether it’s an entertainment area, game room, or a quiet lounge space. The attached two-car garage offers ample space for vehicles and additional storage, with room for bikes, tools, and seasonal items. This home design combines practicality with elegance, making it versatile and adaptable to different lifestyles. Community offers playground, Pool, High speed internet included in the HOA dues. Furniture optional to purchase.

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Upper Level
  • Year Built: 2023
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,217
  • Acreage: 0.11
  • Est. Taxes: $4,766
  • HOA Fee: $140 Monthly
  • Elem. School: Citrus Ridge
  • Middle School: Citrus Ridge
  • High School: Ridge Community Senior High
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: O6252381
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/O6252381/2227lovelylane_davenport_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 3:07:43 AM)
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO   Phone: 407-622-2122

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2227 Lovely LANE, Davenport, FL, 33896

$480,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $384,000 $384,000 $384,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $397 $397 $397
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,555 $2,552 $3,238
Total Monthly Payment $3,027 $3,024 $3,710

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.