This charming, well-maintained property boasts several recent upgrades, including a 2021 roof, 2021 solar panels, and a 2020 A/C system. This home also features a fully renovated water treatment system, including a new well pump, new aerator tank pump, new chlorinator, new softener, and new pressure tank, ensuring peace of mind and comfort for years to come. With vaulted ceilings and a thoughtful split layout, this home provides privacy for the master suite while keeping the secondary bedrooms conveniently located on the opposite side of the home. The appliances have all been recently replaced, including the brand new washer and dryer set. Undergound fence system in place and transferable to new owner. The functional solar panels translate to a significant savings in energy bills, and the spray foam insulation in the attic enhances those savings. Nestled in a friendly neighborhood, you’ll enjoy easy access to a wide range of amenities such as shopping, dining, parks, and area beaches. This home is the perfect blend of comfort, convenience, and low-maintenance living—ready to welcome its new owners!
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Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $238 | $238 | $238 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,637 | $1,595 | $2,024 |
Total Monthly Payment | $1,950 | $1,908 | $2,337 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.